Tired of paper coupons but still want to save money or earn a little extra? Here are some apps to help.I was testing 2 new apps that launched recently and I started thinking it might be time to see what else was new and exciting!
Apps to save you money
Okay this isn’t a new app but they are upgrading it all the time. It is easier to sort deals by discount amount and now you can clip coupons online and add them. They will keep expanding this and adding to Cartwheel so if you haven’t checked it out lately, take a look. Don’t forget the Red Card Debit or Credit takes 5% off on most purchases.
Ibotta is fairly easy and can pay you back a little as long as you don’t get tempted by buying things you wouldn’t normally buy. It has an advantage over traditional coupons sometimes because they let you earn money on fruits and vegetables sometimes and name brands aren’t always specific, they may have an offer for any bag of chips, not just Doritos. There are additional chances to earn more with referrals, but who has time for all of that? Payouts accumulate and then you can use them for a gift card or send to your Paypal account. Cons, it can take a while to accumulate enough cash to make a big dent. Maximize the returns by getting the Paypal Debit card that earns 1% cash back when you use it.
Paypal Debit Card Info Get details here
Fetch Rewards makes it easy to save on your every day grocery purchases by removing the limitations of other apps. No store limitations, no having to clip special offers, no worrying about missing out on savings. All you need to do is snap a picture of your receipt and points will be put into your account. It is that easy. Fetch Rewards works for ANY grocery receipt. 250+ Brands. The downside is that if you never buy name brands you won’t use it. If that is the case, it’s a nice way to double up with Ibotta or in combination with paper coupons.
Apps to sell your stuff and make money
Facebook marketplace is still a great way to sell your stuff but if you want to try something new, here are some other great apps.
This isn’t your moms Ebay, if you haven’t checked it out lately, it’s time to take another look. Ebay has a mobile app that allows you to list your items with a few simple steps. Snap your photos right into the listing and wait for the sales.
Tips for Ebay, there is now a barcode to help you scan items but with so many sellers, you do have to get creative. A copy of a Wimpy kid book might bring in next to nothing while a full set will bring in almost as much as retail. Look for similar items in creative ways to sell your stuff and make the most money.
This is a shopping/selling only app that brings together the qualities that make Facebook marketplace great with a few other things that make it even better like reviews and a few other nice features like seeing everything else a seller has to offer and being to search for specific items. It also keeps people off your Facebook profile and gives you a level of privacy.
Okay, maybe these are all too much work. You are thinking it would be nice to shove everything in a box, drop it off at the post office and get paid without dealing with pictures, buyers or meeting people. Then there is an app for you,
This one is easy, scan a wide variety of items like books, CD’s, DVD’s or enter info on electronic items, ship it for free and wait to get paid. Some of the payouts may seem small but they are guaranteed and you don’t have to mess with pictures or meeting people.
Ok, so maybe you read through these articles about saving money and you get frustrated because you don’t have enough left over to save. I have been there, its a vicious cycle, you are a little short and then an overdraft fee or late fee comes and then you are a lot short. There is a new app to help you access your paycheck a little early for free!
Amazon buys books, cds, games and DVD’s. Simply find your item and see if there is a box that says trade in your item. Here is an example of an older textbook.
Check here first and then check out Bookscouter below to make sure you are getting the most money.
If you have used textbooks, Bookscouter is a great place to sell them. Scan the barcode and see offers from multiple vendors. Pick the one you want and ship it in.
Apps to Make a Little Money
You won’t get rich from these, but a little change without all the effort of tons of surveys or watching videos.
You don’t see too many gigs pop up here, but they are easy ones. Take a picture of a display so a company can see how their employee is doing. Walk into a shop and rate the service. Big companies like Best Buy and Frito Lay use this to get on the spot feedback. If you were going shopping anyway, why not make a few bucks for sharing a picture or or the name of a person that helped you. Gigs are always changing and they are getting ready to launch some new stuff so watch out!
I don’t usually like to waste time on surveys but Google is different. When they have one for you, it pops up in your notification window on your phone. You take it and get money for Google Play. My kids are always bugging me for game credits and I love to rent movies and buy books so its an easy way to get some credits. Questions are very short and there are just a few.
Earnin will pay you some of your check after you have worked. You need a regular job with payroll and direct deposit set up, you can’t have a cash job and use paper checks. Many employers are already listed and it’s easy to get started. I test drove it and linking everything was easy. The downside is that you can’t access more than $100 per pay period but if you just need a tank of gas, diapers or food, this can save you lots of fees. Just make sure to only use it for a dire emergency and start saving so you can make it in between checks.
One place to save money is to get back some of the overdraft fees, bank fees, atm fees, service charges and lower your interest rates. Does it sound too good to be true?
Cushion is an app in beta testing right now with a few banks and credit cards. They plan to add a lot more but they use a series of chats and emails to the bank to fight fees that you have been charged in the past. They have success with getting those refunded and in some cases getting the interest fee lowered. Right now it’s still free but in the future they will charge 25% of all the money they collect for you. I linked up my Chase card and they messaged me every step of the way so I knew what was happening. It was an easy process and as they add more banks, I will continue to link up.
Get cash back on places you already shop, they have a lot of stores to choose from and people that shop a lot can get rewards quickly. Right now there is a $10 bonus sign on.
Too many subscriptions eating up your money? Know exactly what charges you’re receiving every month from paid subscriptions like Netflix and gym memberships, to recurring bills and utilities like Comcast or AT&T. Request Truebill to cancel any unwanted or fraudulent subscriptions in a matter of seconds. Our cancellation agents will manage the entire cancellation process for you! They will also dispute bank charges and try to get your cable and phone monthly bills lowered.
Ok, so now you have a ton of money and want to force yourself to save? I have some great apps
You Need A Budget
This app is free the first 30 days but there is a fee after that so try it for a month. Users report saving up to $600 the first 2 months on average. They use several different steps to help you budget better and it s a fun and user friendly system.
Digit is an app that watches and tracks your spending and automatically saves money for you based on your spending and helps you set long term goals. Money is put back in your account if you send a text message. Its a high tech solution to forced saving. It’s free to try and 2.99 a month in the app stores.